University of California Health and Insurance Coverage for Residents and Fellows

Life and AD&D Insurance

What to Know

Life and accidental death and dismemberment (AD&D) insurance protects you and your family in the event something happens to you. Both are administered by New York Life Insurance Company.

How Life Insurance Works

Life insurance pays a benefit to your beneficiary if you die. You are automatically enrolled in this coverage at no cost to you. If you die, New York Life will pay your beneficiary $50,000.

How AD&D Insurance Works

AD&D insurance pays you a benefit for non-fatal catastrophic injuries due to a covered accident, and pays your beneficiary a benefit in the case of your death due to a covered accident. You are automatically enrolled in this coverage at no cost to you. If you die, New York Life will pay your beneficiary $50,000.

Designate a Beneficiary

Be sure that your beneficiary information is up to date. To designate a beneficiary or make changes, contact your Graduate Medical Education (GME) office.

Survivor Assurance Program

Beneficiaries can get help managing insurance benefits and more by calling the New York Life Survivor Assistance Program at (800) 570-3778 Monday through Friday 8 a.m. to 7 p.m. ET. 

Provider Contact Information

New York Life (Life and AD&D Insurance, Disability)

Life: FLX-968370
AD&D: OK-969845
STD: LK-752332
LTD: LK-965664
Survivor Assurance Program: (800) 570-3778
(800) 362-4462
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