University of California Health and Insurance Coverage for Residents and Fellows

Disability Insurance

What to Know

Time away from work for a pregnancy or unexpected illness or injury could mean months without a paycheck. Disability insurance replaces a portion of your income to help maintain your standard of living if you’re unable to work. Both plans are administered by New York Life Insurance Company.

Short-Term Disability

You’re automatically enrolled in Short-Term Disability (STD) benefits at no cost to you. STD benefits kick in if you can’t work for 30 continuous days because of a disability, including pregnancy.

STD benefits may pay up to 66.67% of your salary ($1,200 weekly maximum) for up to 22 weeks.

New York Life is responsible for reviewing claims [PDF] and determining eligibility for benefits.

Long-Term Disability

You’re automatically enrolled in Long-Term Disability (LTD) benefits at no cost to you.

The STD benefits kick in first if you can’t work for 30 continuous days because of a disability, including pregnancy, and cover a portion of your salary for up to 22 weeks.

If you are still disabled after 22 weeks, LTD benefits kick in. LTD benefits replace up to 66.67% of your salary ($5,000 monthly maximum) until you no longer meet the definition of disabled or you reach Social Security normal retirement age.

New York Life is responsible for reviewing claims [PDF] and determining eligibility for benefits.

Provider Contact Information

New York Life (Life and AD&D Insurance, Disability)

Life: FLX-968370
AD&D: OK-969845
STD: LK-752332
LTD: LK-965664
Survivor Assurance Program: (800) 570-3778
(800) 362-4462
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