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Vision Coverage

How the Plan Works

The vision plan, administered by VSP, helps to keep your vision crystal clear by covering annual exams and lenses (with a small copay for each). Plus, it covers a portion of the cost of contact lenses and frames.

The plan gives you access to a large network of VSP eye care professionals. You can also see out-of-network providers, but you’ll generally pay less when you see one in the VSP network. And if you have diabetic eye disease, glaucoma or age-related macular degeneration, you can receive additional care.

What You Pay for Care

  When You See a VSP Provider When You See an Out-of-Network Provider

Annual Eye Exam and Vision Screening (once every 12 months)

$10 copayment

Any amount over the $50 allowance

Prescription Glasses $25 copayment Not applicable
Frames (once every 24 months) Any amount over the max allowance (up to $150 depending on the frame), plus a 20% savings after the allowance Any amount over the $70 allowance

Lenses (once every 12 months)

Included in prescription glasses copayment:

  • Single vision, lined bifocal and trifocal lenses
  • Polycarbonate lenses for covered children
  • Tints and photochromics
  • Standard progressive lenses


  • Premium progressive lenses: $80–$90
  • Custom progressive lenses $120–$160

Discount of 35%–40% on other lens enhancements

Single: Any amount over the $50 allowance

Lined bifocal: Any amount over the $75 allowance

Lined trifocal: Any amount over the $100 allowance

Progressive lenses: Any amount over the $75 allowance

Tints: Any amount over the $5 allowance

Contact Lenses (once every 12 months)

In lieu of frame and lenses:

Fitting & evaluation: Up to $60 copayment

Lenses: Any amount over the $130 allowance

Any amount over the $110 allowance

Find a Vision Care Provider

Find an in-network provider or check coverage and costs at, or call (800) 877-7195.

I.D. Cards

You won’t need to bring an ID card to your appointment. Just give your vision care provider your name, date of birth and Social Security number (or your enrollee number, which you’ll find under My ID card after logging in to the Dental Dental website). If you’re a dependent, provide these details for the primary enrollee.

VSP Discounts

As a VSP member, you have access to discounts on things such as lenses, frames and hearing aids from a variety of participating retailers, including online.