Life and accidental death & dismemberment (AD&D) insurance protects you and your family in the event something happens to you.
Life insurance pays a benefit to your beneficiary if you die. AD&D pays a benefit to you if you have a qualifying accident or to your beneficiary if you die.
How the Plans Work
You are automatically enrolled in both life and AD&D insurance coverage at no cost to you. These plans—administered by New York Life (formerly Cigna) Insurance Company—may pay a cash benefit if you die or become seriously injured.
- Life insurance: $50,000 to your beneficiary
- AD&D insurance: $50,000 to you or your beneficiary
Designate a Beneficiary
To designate a beneficiary or make changes, contact your Graduate Medical Education (GME) office.