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Life and Accident Insurance

Life and accidental death & dismemberment (AD&D) insurance protects you and your family in the event something happens to you.

Life insurance pays a benefit to your beneficiary if you die. AD&D pays a benefit to you if you have a qualifying accident or to your beneficiary if you die.

How the Plans Work

You are automatically enrolled in both life and AD&D insurance coverage at no cost to you. These plans—administered by New York Life (formerly Cigna) Insurance Company—may pay a cash benefit if you die or become seriously injured.

  • Life insurance: $50,000 to your beneficiary
  • AD&D insurance: $50,000 to you or your beneficiary

Designate a Beneficiary

To designate a beneficiary or make changes, contact your Human Resources office.