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Vision Coverage

How the Plan Works

The vision plan, administered by VSP, helps to keep your vision crystal clear by covering annual exams and lenses (with a small copay for each). Plus, it covers a portion of the cost of contact lenses and frames.

The plan gives you access to a large network of VSP eye care professionals. You can also see out-of-network providers, but you’ll generally pay less when you see one in the VSP network.  

What You Pay for Care

  When You See a VSP Provider When You See an Out-of-Network Provider

Annual Eye Exam and Vision Screening (once every 12 months)

$10 copayment

Any amount over the $50 allowance

Prescription Glasses $25 copayment Not applicable
Frames (once every 24 months) Any amount over the max allowance (up to $150 depending on the frame), plus a 20% savings after the allowance Any amount over the $70 allowance

Lenses (once every 12 months)

Included in prescription glasses copayment:

  • Single vision, lined bifocal and trifocal lenses
  • Polycarbonate lenses for covered children
  • Tints and photochromics
  • Standard progressive lenses

Enhancements

  • Premium progressive lenses: $80–$90
  • Custom progressive lenses $120–$160

Discount of 35%–40% on other lens enhancements

Single: Any amount over the $50 allowance

Lined bifocal: Any amount over the $75 allowance

Lined trifocal: Any amount over the $100 allowance

Progressive lenses: Any amount over the $75 allowance

Tints: Any amount over the $5 allowance

Contact Lenses (once every 12 months)

In lieu of frame and lenses:

Fitting & evaluation: Up to $60 copayment

Lenses: Any amount over the $130 allowance

Any amount over the $110 allowance

Find a Vision Care Provider

Find an in-network provider or check coverage and costs at vsp.com, or call (800) 877-7195.