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When Coverage Begins and Ends

When Coverage Begins

Once you enroll, your benefits coverage begins on your campus start date or July 1. Contact your Human Resources office for your campus start date.

When Coverage Ends

Your coverage will automatically continue until the last day of the month in which your contract with UC expires. Before your coverage ends, you will have the option to enroll in COBRA coverage that allows you to continue dental and vision coverage for you and your covered dependents for up to 18 months after your contract ends.

HMO members must have Cal COBRA, which allows you to continue coverage after 18 months.

UC does not subsidize the premium costs for COBRA coverage. You pay 100% of the current premium plus a 2% administration fee for dental and vision insurance.

If you’re enrolled in COBRA coverage, you’ll learn about any changes to premiums prior to the annual Open Enrollment period, typically held in June. Open Enrollment is your opportunity to make changes to your COBRA coverage and to add or drop coverage for dependents. See the COBRA FAQs for more details.